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The Capon Valley Bank was officially established on July 1st, 1918, and began its operations with $25,000 in paid-up capital stock and a $5,000 surplus. The timber boom in the area was one of the biggest reasons for the bank opening in the first place, and they withstood the test of time as well as economic busts. The original bank was located in the Star Mercantile building. In 1946, the bank purchased a tract of land from the Lutheran church where their parsonage once stood and announced plans to build a new bank building in its place. On February 25th, 1949, this bank building opened.


The bank reached its first million in assets in the early 1960s and by the 2000s a hundred million--keep in mind the population of Wardensville was fewer than 300 people! In the 1970s and 1980s, several changes were made to the bank's quarters. In 1971, a doctor's office was incorporated into the bank by knocking a hole through the lobby wall and sealing up the extra street entrance and a new northeast wing was added in 1974. A decade later in 1984, a matching wing was added to the east side of the bank. There are four other Capon Valley Bank branches established in Moorefield and Baker, West Virginia, and Stephens City and Gore, Virginia.

Mason, Gary. Beyond the Great North Mountain: A History and Guide, December 15th 2016. Accessed August 1st 2020.

McKeever, Kenna. History of Wardensville, West Virginia, January 1st 1957. Accessed August 1st 2020.

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Capon Valley Bank